Sell more by
letting customers subscribe.

Dear retailers - there is a better way to give your business customers the products they need. With topi they subscribe to IT hardware, while you are paid upfront, in full.

A PEAC Solutions company
yourstore.com/macbook-air
MacBook Neo 13
MacBook Air 13"
M5 · 512 GB · Silver
€1,199.00
From €30.49/mo. subscribe with

Prices in the image are indicative

Trusted by leading IT retailers & manufacturers

We enable Hardware-as-a-Service.Hardware-as-a-what?

Access is replacing ownership. It already happened in software with Software-as-a-Service, and now business customers expect the same for devices: use the hardware they need, without the cost and commitment of buying it outright. That is Hardware-as-a-Service.

topi Hardware-as-a-Service running on desktop and mobile
iPhone 17 Pro
iPhone 17 Pro
€1,299.00
★★★★★
From €34.99/m rent with
MacBook Pro 14
MacBook Pro 14″
€1,799.00
★★★★★
From €41.49/m rent with
Apple iPad Pro 11
Apple iPad Pro 11″
€1,099.00
★★★★★
From €26.49/m rent with
iPhone 17 Pro
iPhone 17 Pro
€1,299.00
★★★★★
From €34.99/m rent with
MacBook Pro 14
MacBook Pro 14″
€1,799.00
★★★★★
From €41.49/m rent with
Apple iPad Pro 11
Apple iPad Pro 11″
€1,099.00
★★★★★
From €26.49/m rent with
Prices are illustrative.

It's quite easy

Your business customers get the IT they need without the upfront hit, and you win the sale that a big one-off price tag might otherwise have lost. Good for them, good for you. In two words? Win-win.

Smart subscription solutions for business customers

One connection, and topi orchestrates everything a subscription needs behind the scenes: financing, insurance, logistics, service and billing. Every party can transact quickly and securely.

Benefits for your business customers:

Fast, convenient and secure transactions

Subscription payments are 100% deductible operational expenses

More room in their budget through convenient monthly payments

Regular upgrades with brand new equipment - and no more old tech lying around in drawers

Attractive monthly rates during the entire term thanks to including the residual value

The result:

Higher conversion. Bigger shopping carts. Higher revenue.

Higher customer retention

Access to new customer groups

Benefits for you as a retailer:

Fast and guaranteed payments without default risk

Easy integration into all B2B sales channels (Telesales, PoS & eCommerce)

Entire product catalogue supported

Secure and fully digital processes without paperwork

Opening of new revenue streams

Flexible for them, upfront for you

With topi, your business customers can conveniently subscribe instead of buy, while you still get paid upfront. At the end of the subscription period, they choose whether to upgrade with you, purchase, or simply return the device.

Choose a term
6months12months24months36months
At the end, their choice: upgrade · purchase · return

Wherever your customers reach you

By phone, on your website, or in store, subscribing with topi is only a few clicks away. The starting point changes, the simple flow does not.

Telesales

Your team offers a subscription during the call, then sends the topi quote by email.

eCommerce

Customers pick the option to subscribe at your online checkout and finish on topi's hosted checkout.

Point of Sale

In store, the contract is concluded on the spot and the goods go home with them or get delivered.

See topi in action

Drop a supplier quote into topi and it builds the basket for you: products matched to your catalog, gaps flagged, monthly subscription price worked out. Give it a try below, drag the quote onto the uploader.

Upload a quote PDFBasket built for youMonthly subscription offer
topi Demo Shop

Build basket

or
Upload your Offer PDF and we'll build the basket.
Only basket information is processed, not personal customer data.
Do you need help? Ask our virtual assistant topias, visit our FAQs or write us at offer@topi.eu
Quote Electronics Sales
No. ES260710-40928114 · 10/07/2026
MacBook Air 13″ 2026 M5€1,199.00
iPhone 17, 256 GB€950.00
Quote total€2,557.31
Drag onto Upload offer PDF
topi Demo Shop

Add Info

Basket1 product
ProductQtyUnit rent priceEdit
204417
MacBook Air 13″ 2026 M5
MacBook Air 13″, Apple M5, 16 GB RAM, 256 GB SSD, macOS, 13.6″ Liquid Retina, Space Grey
1x
€32.67/mo36 months
The items below were not found in the catalog. You can add them to the catalog or remove them from the basket.
204583 iPhone 17, 256 GB €950.00 Dismiss
Customer
A2613573
 
 
Add contact and billing information (optional)
Shipping Info
Germany
Select…
€ 0.00
Add shipping address (optional)

Summary

Total monthly rent32.67/mo.
Prices do not include VAT
Building the basket
Magic in progress…

Add product to topi

This product will be saved in your catalog.

204583
Apple
Select
Select
iPhone 17, 256 GB
iPhone 17, 256 GB, 6.3″ Super Retina XDR display, A19 chip, iOS 26, Black
€ 950,00
Enter EAN
Enter MPN
Quote Electronics Sales
Quote number: ES260710-40928114_260710143512670
Quote date: 10/07/2026
Payment type:Quotation expires on 24/07/2026
Invoice address:Lena Hoffmann
Nordlicht Elektronik GmbH
Lindenallee 12
10115 Berlin
Germany
+49 151 5550172
Shipping to:Lena Hoffmann
Nordlicht Elektronik GmbH
Lindenallee 12
10115 Berlin
Germany
0151 5550172
ItemQtyUnit priceVat rateUnit valueVatTotal
MacBook Air 13″ 2026 M5MBA13-M5-2561€ 1,199.0019%€ 1,199.00€ 227.81€ 1,426.81
iPhone 17, 256 GBIP17-2561€ 950.0019%€ 950.00€ 180.50€ 1,130.50
Quote total excluding VAT€ 2,149.00
VAT (19%)€ 408.31
Quote total€ 2,557.31
Electronics Sales Ltd. Sample quotation for demonstration purposes.
Registered address - Electronics Sales Ltd, 14 Meadow Court, Manchester, M2 4WU. Company No. 00000000. VAT Number: GB 000000000
Offer created
We've emailed a branded, ready-to-sign rental offer to your customer.

Everything runs seamlessly through our plug-and-play solution.

Add subscriptions to your checkout once, and topi takes care of the finances from there. Your money lands immediately, and default or fraud risk never touches your books.

topi runs the finances in the background: devices, payments and services connected to topi

Built to slot into your business

Whatever your systems look like, subscriptions plug in without changing how you work.

Integrate once, sell everywhere. Full API or hosted checkout: plug subscriptions into your existing systems and processes.

Fits your stack. Subscriptions drop into the checkout and back-office you already run. No rebuild, and no new tools for your team.

Live in days, not months. A secure cloud platform that stays up to date, with our integration team alongside you the whole way.

curl -X POST https://seller-api.topi.eu/v1/offers \
-H "Authorization: Bearer $ACCESS_TOKEN" \
-H "Content-Type: application/json" \
-d '{
"shipping_address": {
"city": "Munich",
"country_code": "DE",
"line1": "10 Downing Street",
"postal_code": "10243",
"region": "Bavaria"
},
"lines": [{
"price": { "currency": "EUR", "gross": 119000, "net": 100000 },
"quantity": 120,
"seller_product_reference": "SKU-17PRO-256"
}]
}'

Fully digital risk check in real-time

Our state-of-the-art decision engine delivers industry-leading acceptance rates in real-time, while keeping fraud and default risk to a minimum, so fewer customers walk away at the checkout, and the few that shouldn't pass, don't.

topi real-time decision engine: a secure shield running identity, credit and fraud checks

Financial muscle behind every payout

The strength of a global asset-finance group, with the speed and transparency of a modern platform.

Backed byPEAC Solutions

topi is part of PEAC Solutions, a global asset-finance group. Every payout is backed by the balance sheet and experience of an established global financier, so the company guaranteeing your money has real strength behind it.

Payout guaranteed on every approved subscriptionFully digital, paperless processesPersonal partner support from day one

See topi in your checkout

Book a demo at a time that suits you. We'll walk through the platform, the integration options, and what subscriptions could do for your conversion and basket sizes.

Prefer email? Write to partner@topi.eu

Still wondering?

The essentials on selling with topi. If your question isn't here, our team is one message away.

Write to partner@topi.eu →
How does topi work?

We provide an easy-to-integrate subscription option for your checkout. Your business customers subscribe to IT devices for a monthly price instead of buying them upfront, and topi takes care of everything related to the subscription: financing, contracts, billing and collections.

What changes for my team?

Very little. You send out the products exactly as you do today, while topi handles the financing, contracts and collections in the background. Your team just gains one more way to close a deal.

Who carries the risk?

topi does. Because you are paid immediately and in full, there is no default or fraud risk on your side. Every approved subscription is topi's responsibility from that moment on.

Where can I offer subscriptions?

Everywhere you sell: in your online shop via API or hosted checkout, in telesales with email offers, and in store at the point of sale. The flow is the same in every channel.

Which products can my customers subscribe to?

IT hardware and accessories across your catalogue: laptops, tablets, smartphones, monitors and more. Terms run 6, 12, 24 or 36 months depending on the device.

Sell more. Risk less. Get paid today.

Join the retailers turning one-off buyers into recurring relationships, with topi carrying the financing, the billing and the risk.

Ready to offer subscriptions in your checkout?Book a demo